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A short-term forbearance may be available if you are experiencing unexpected financial hardship, which may include, but is not limited to: illness, reduction of income if your income is above your program’s Income Threshold, or if your residential ZIP code is declared as an Individual Assistance zone by FEMA due to a natural disaster.
Additionally, you may qualify for a deferral of your monthly payment obligation if you are unemployed or earning less than your program’s Income Threshold.
Contact Us to discuss your available repayment options.
In the event of death, or you become totally and permanently disabled, you may qualify for forgiveness or discharge of your financial obligation.
Death: Please submit acceptable documentation thereof, such as a certified copy of the death certificate,
Disability: In order to establish total and permanent disability, you must demonstrate to the Lender’s satisfaction that you are unable to engage in any substantial gainful employment due to a physical or mental impairment that can be expected to result in death, has lasted for a continuous period of at least 60 months, or can be expected to last for a continuous period of not less than 60 months.
Contact Us to discuss discharge as applicable.